What is Affirm's full payment terms and disclosure requirements?

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR or 4 interest free payments of $200 every 2 weeks.


Is there a minimum amount that I have to finance with Affirm?

Yes, this financing option is only available for purchases totaling $950 or greater.

Can I purchase more than one course at a time and still receive financing with Affirm?

Yes, you may purchase multiples courses in one transaction and they will all be added to the same financing plan.

If I already have an Affirm account, can I purchase another course on that same account?

Yes, you can use your current Affirm account. Please note that each transaction is financed separately.

When I finance through Affirm, where does my personal information go, and is it secured?

Your information is stored with Affirm. No one at IFM will have access to your loan or other loan-related information. See the Affirm Privacy Policy

Will I be provided a separate login for Affirm?

Yes, your Affirm account is completely separate from your IFM account. For login or account assistance go to Access Affirm Account.

What if Affirm denies my application for financing, will IFM work with me on a payment plan?

No, unfortunately IFM is unable to provide financing, which is why we partner with Affirm. Go to Affirm Loan Assistance for more information.

What if my Affirm payment is late?

Affirm does not charge late fees, but you will need to work with them directly on late or missed payments. See more information here.

Can I pay off my balance early?

Yes, your loan with Affirm can be paid off in full, at any time. See more information here.

Why am I charged interest?

Affirm is an outside organization from which you are borrowing money. As with any loan, interest in charged. You may think of interest as the “cost” of borrowing money.

Can IFM adjust the interest rate?

No, unfortunately this rate is an agreement with Affirm for providing their services.

I need other information about Affirm. Where do I go?

To contact the Affirm customer service team please Click Here or call toll-free 855-423-3729 from 7 am – 7pm CST, seven days a week. Or use the appropriate link below: